INVOICE

When you pay via Klarna invoice, you shop safely and easily. You never need to provide your card details, and always pay after you have received your order.

Always receive your order before paying
Payment period – always at least 14 days
You never have to give out card details
Always 14 days right of withdrawal in accordance with the Distance and Home Sales Act*
Download your invoices from klarna.se
Possibility of partial payment**

Payment terms

The credit period for this purchase is 14 days from the invoice date. Businesses can, when so stated at checkout, be offered a credit period of 30 days from the invoice date. The invoice is sent in connection with the delivery. In accordance with the agreement with the e-shop, an invoice fee of SEK 0 is charged.

A reminder fee is added in case of non-payment. If you shopped for less than SEK 60, SEK 29.00 is added, and if you shopped for SEK 60 or more, SEK 60.00 is added in reminder fee. A late payment interest of 24.00% plus applicable reference interest is also added. If no payment is subsequently made, the claim may then be handed over for collection processing where additional collection costs may be incurred.

Credit check

At the time of purchase, a credit check is carried out, which in some cases means that a credit report is taken. You will then receive a copy of the credit information by post.

Conversion of invoice into a flexible installment payment

When you have received your invoice, instead of paying the entire invoice at once, you may be offered to pay a lower amount and thus apply to convert your invoice into a flexible instalment. This means that you pay at your own pace with at least SEK 50 per month. The effective interest rate for a purchase of SEK 10,000, SEK 29 in monthly administrative fee, 19.90% in variable interest and payment over 12 months is 29.22%. Each installment will then be SEK 955 per month and your total cost will be SEK 11,458.

The following general conditions apply to converting your invoice into a flexible installment payment. Here you will also find information on Standardized European Consumer Credit Information.

Personal data management

Personal data is handled in accordance with current legislation. Klarna processes personal data primarily for the purpose of identification, customer analysis, credit control, marketing and business development. Social security number is used as customer number for customer management purposes. See Klarna’s data protection policy for a more detailed description of Klarna’s personal data processing.

By using Klarna Invoice, you agree to our use of your personal data in accordance with Klarna’s data protection policy, including transfer to specially selected partners or to states outside the EU/EEA area.

* Applies to consumer purchases and not to all goods and services, e.g. flights, events and custom-made goods.

** Partial payment is currently only offered to private individuals.

If you have any further questions or concerns, you are welcome to call Klarna on 08- 120 120 10 Mon-Thurs between 08.00 – 20.00, Fridays 08.00-18.00 and weekends 10.00 – 17.00.